Permanent Disabilities and Workers Comp
Permanent Disability, in the context of Workers’ Compensation, refers to a condition that causes an employee to be unable to return to their previous job or any other job due to a long-term or permanent impairment. This term can include physical injuries such as loss of limb or paralysis, as well as certain mental conditions such as post-traumatic stress disorder. In cases where an employee has sustained a permanent injury or illness as a result of their job, they may be eligible for Workers Compensation and Permanent Disability benefits.
These disability benefits may include monetary compensation for lost wages, medical expenses, and vocational rehabilitation. Monetary compensation is intended to replace a portion of the employee’s lost income, while benefits for medical expenses are used to cover the cost of necessary medical treatment related to the injury or illness. Vocational rehabilitation benefits help the employee develop new skills or find a new job, in cases where they are unable to return to their previous job.
Permanent Disabilities and SSD
In Social Security Disability, Permanent Disability refers to a medical condition that is expected to last at least one year or result in death, and which prevents an individual from engaging in any substantial gainful activity. To be eligible for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits, an individual must show that they have a medical condition that meets the Social Security Administration’s definition of disability. The SSA considers both physical and mental conditions for determining if the individual is disabled and that person can not do any substantial gainful activity, also the condition has to be expected to last for a minimum of one year or result in death.
When dealing with a permanent disability, it is important to research your benefit options. There are many government and employer-based plans which will help you cover expenses. In some instances, you may need the help of an experienced disability attorney or workers comp lawyer.