We got an interesting question recently from a reader that we wanted to share with everyone. “I broke my front tooth eating candy and complained about it on social media. I was contacted by the candy company’s insurance and offered $1,300. I’ve already spent over $2,900 at the dentist; I lost three teeth total because ...
We had three different readers ask about car accident injuries when an airbag doesn't deploy on impact as expected. In one such case, LifeFlight picked up the reader's severely injured father and lifted him to a trauma hospital. In another, the reader lost control while driving and rolled his Pontiac – but the airbag never ...
A reader who's a 100% disabled veteran asked us if it’s possible for him to get Social Security disability benefits. The answer is, yes! And as a 100% disabled veteran, the Social Security Administration (SSA) will speed up your claim review. However, your P&T rating from the VA doesn't guarantee that you qualify for SSD ...
Recently, a reader emailed us with a question. “I was rear-ended at a red light. I just bought the car, so I don’t have car insurance yet. Can I still get paid?” This is a great question! The answer depends on just two things: Does the other driver have insurance, and what state was your ...
Yesterday, a reader wrote in to ask: “Can I claim disability benefits if I was forced to retire due to depression, anxiety and memory problems?” We’ll do our best to answer this question for you. First, we’ll assume that you’re not old enough to draw full Social Security benefits. That means drawing early retirement, which ...
First, let’s look at the good news. In 2018, 733,900 disabled people got approved for Social Security disability benefits. Imagine how relieved they felt when they heard they’d would soon start collecting those checks! Now, let’s take a moment to review the not-so-great news. More than two million people (disabled or not) applied for SSD benefits ...
If you’ve ever been rear-ended, you know you might not realize you're hurt until 48 hours later. A reader recently wrote us to ask: “I have whiplash and a back injury. How much is it worth?” This is a great question, so let’s look at how to calculate the cost value for similar cases. Whiplash ...
A reader wrote in to let us know he’d been turned down for Social Security disability for being “too old.” His question is, “I didn’t know there was an age cut-off when I applied. At what age am I too old to qualify for Social Security disability?” Unfortunately, the real answer depends on whether or ...
Recently, a reader asked: “Is it possible to waive an overpayment in disability benefits if I have good cause? If yes, how do I do that?” This is a great question! We’ll explain why some people get overpayment letters from the Social Security Administration and how to deal with them below. The SSA administers payments for ...
Recently, a reader wrote in to ask if an Americans with Disabilities Act (ADA) provision could help her grandson. “My grandson has a reading and comprehensive dyslexia problem. He is an electrician, and in order to advance in his job, he must pass a qualification test. He has taken the test over and over. But his ...
Thinking about suing your employer for wrongful termination, harassment, discrimination or wage theft? If so, you probably want to know how much an employment attorney will charge you. In fact, one reader wrote recently to ask: “how much is the percentage of the attorney’s fees taken out?” We'll answer that question and some others that ...
Recently, we received a question about qualifying for Social Security disability as a noncitizen. Here’s what the question says: “I have definite asylum in the United States and worked for 16 years paying taxes. I am wondering if I qualify for SSDI if I’m disabled, even though I don’t have a Green Card?” This is ...
We’ve gotten a significant number of questions from workers whose jobs were affected by the COVID-19 outbreak. Since every U.S. state has its own workers’ compensation laws, some questions don't have a universal answer. But wherever federal laws or Equal Employment Opportunity Commission (EEOC) guidelines apply, we’ll list those answers below. Can my employer force me ...
On March 17, 2020, the Social Security Administration decided to temporarily close all field offices due to the coronavirus outbreak. For the time being, no Social Security office in the United States will accept in-person appointments or walk-in visitors. However, people interested in disability benefits can still access vital SSA services through one of the ...
Things are moving fast as states take steps to contain the growing coronavirus outbreak. Many readers were laid off, furloughed without pay or had their shift hours cut. Others work at schools temporarily closed to slow its spread, but aren’t eligible to file unemployment. How are people supposed to pay rent and bills with no ...
Today, we’re answering a question from reader Tina about qualifying for disability benefits. She says it’s getting and harder and harder to go to work these days, but she has bills to pay. Tina asks: “If I’m applying for disability, do I have to quit my job?” Keep reading to learn the answer. “Should I Quit ...
We recently got a workers’ compensation question from a reader named Kelsie. In her email, Kelsie explained that after returning to her job with some restrictions, her work injury actually got worse. Now, she’s thinking about quitting that job to accommodate her health needs and speed up her work injury’s healing process. Would Kelsie get in any trouble for ...
You filled out the form to sign up for a free consultation with a qualified bankruptcy attorney near you. Now what? We’ll tell you exactly what to expect when meeting up for the first time face-to-face. This also includes what documents to bring and questions you might want to ask before you sign anything. First, ...
You lost your job, but believe your employer illegally fired you. How hard is it to prove a wrongful termination case — and which claims usually win? Remember, there’s a big difference between what most people agree seems “unfair” vs. breaking the law. Below, we'll list some examples of what it takes to win a ...
Thinking about suing your employer for one reason or another? There are time limits on how long you have to file an employment lawsuit. In legal terms, this is commonly known as the “statute of limitations.” But unlike most other claim types you can file, state law doesn’t define your deadline to file an employment ...
One of the many benefits of declaring bankruptcy is the ability to completely discharge certain debts. That’s right — once a court discharges them either through Chapter 7 or Chapter 13, you no longer owe those debts! Anywhere from 530,000 to 800,000 Americans filed for bankruptcy every year since 2010. See the most common reasons ...
You decided it’s finally time to speak with an employment lawyer about your unpleasant situation at work. That’s great! But now, you’re not sure what to expect from your free, no-obligation legal consultation. Learn how to prepare for your first in-person meeting and what documents to bring with you below. How to Prepare For Your First Face-to-Face Meeting With an ...
Bankruptcy. For many people, that word carries a social stigma. But bankruptcy isn’t nearly as bad (or even uncommon) as you probably think. At least 800,000 people declared bankruptcy last year, and more than 1 in 10 were aged 65 or older. Here, we’ll explain some surprising bankruptcy benefits you probably never heard of before. ...
Most people struggling under mountains of debt just want to be free. That’s because paying down high-interest credit cards and loans is almost impossible on monthly minimum payments alone. But how long does it take to complete the process from start to finish once you declare bankruptcy? Like most things, the answer is: It depends. We’ll explain how the ...
Considering filing bankruptcy? If so, you’re probably wondering how much a bankruptcy lawyer will charge you for help. After all, you’re already skating on thin ice with your finances. Can you really afford to pay a bankruptcy lawyer on top of everything else? We’ll explain how much a bankruptcy lawyer typically charges for Chapter 7 ...
One reason for denied Social Security disability claims is because applicants get better in less than 12 months. But if you live in one of the five states listed below, you can apply for short-term or temporary disability benefits. That’s because they have their own state disability benefit programs that cover workers who qualify. Learn ...
How hard is it to get approved for monthly disability benefits from the federal government? In fact, the real answer is, "it depends." Knowing what specific program you apply for can make a huge difference. In addition, disability application approval rates for children are often much higher than those for adults. Another factor most people ...
People who apply for Social Security disability don’t know how much money to expect. Today, we’ll explain how to calculate it — and what does (or does not) affect your pay amount. The Social Security Administration’s benefits formula is actually a lot more complicated than you might think! Understanding How the SSA’s Complex Benefits Formula Works Your ...
If a defective drug, product or medical device injures you, you can file a claim to get justice and compensation. But most people don’t understand what mass tort means, or how it’s different from a class action lawsuit. We’re going to break down these terms in language that makes it easy to understand what makes ...
